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FULL Scoop on The Joker Broker Who Stole My Money


FULL Scoop on The Joker  Broker Who Stole My Money
They Will Promise this following statement: 
Hi Eric,


After this initiation, you say "Yes I am In" and then refer you to this site: 

Check the facts folks 9/6/2013

This company can't have a five star rating. They requested $10,000.00 from us as an "upfront fee", but steadfastly refused to provide any refrences of past clients, written protocol or specific use of funds. In addition they stated, "there are probably a hundred reasons why these deals don't close". It's more than likely the same hundred reasons you'll hear once they spend your money and DENY your funding. DO YOUR HOMEWORK on this company. Good luck. more
And you will have a conference on call meeting with Terrence, who introduces you to "The Debbie McNutt".
I Signed a Contract to get a LOAN for 250K with fixed interest for 25 years. The contract mentioned I may not get it, however I would get a refund if we closed on the loan. The problem is this broker does nothing to even try to get you a loan and you pay before any hard copy, appraisal, or other adjusted fees that my money would be used in order to comply with the terms of my Sources and Uses, Executive Summary, and Loan Profile. So, in other words this con artist, misleads you by means of trickery into believing you are eligible for hard money, from private lenders; with use of another companies false advertising (LCC - Legacy Commercial Capital) whom refer you to PRIMEAU FUNDING and a Debbie Mcnutt. Debbie Mcnutt is the only person you will talk to in the entire firm, she claims her office is in Scottsdale and she helps people get all kinds of money, even up into the 20 million dollar marker. She has no referrals or reviews of such claims, then she states she is working in the "Private Sector" and this is why she cannot display such evidence. She makes you jump through fiery hoops week by week, asking for another form of paperwork and documentation. After you have done so much financial footwork and filling out paper after endless paper, she never tells you to give up, but that she is trying to get your loan profile and everything perfected before presenting to the Lender. She never has once represented me or my business to a single lender today, when the initial Conference call with her and her company, she told me that there were the Following:
You Can listen to an audio clip of her flim flam, acting like I can actually take a million dollar loan out, this is how she blows smoke up in the air here: 
All of which are lies and became apparently the opposite over due time. I would never have signed the LOI (letter of Interest) if I wasn't completely under the misleading, misrepresentation, and wasteful flim flam flattery of this company. She rushed me into a hasty choice, that was the signing of the LOI, and if I didn't sign it under a weeks time, that I would not be able to get the loan any longer and all the hard work and time I put into building my portfolio would be completely wasted. 
I had business trip after business trip with my co-worker, staying in hotel after hotel, wasting money and time; waiting for this loan to go through. Lots of lost money in making these terrible decisions, to expand my business, I ended up losing the 7500 dollars which I sent in to her with a Cashier's Check, with overnight delivery; and over 3000 dollars in hotel stays. I have been working or dealing with this nightmare event since Mid-December 2015 until today. I asked for my receipt over 5 times, still not a single reply back on that. I reported her to the FTC and now your firm. I wish to also report to and scam as well as the BBB. I will make a blog online sharing my experience, strength and hopes on this issue and terrible FRAUDULENT BUSINESS TRANSACTION that has occurred on my business and my life as a whole. 
She claims she has put 30 hours into work on my behalf, but has no evidence showing any work done, there has been no benefit in her services, and I never agreed to pay over 750 dollars an hour to be hassled back and forth over my personal finance information and business ventures. 
She is not only a fraud, but a criminal and there are other sites, now that I have been researching, warning of her same scam, being done to other individuals through websites such as Grapevine and other online "Buyer Beware " websites online.
I hope there is some way, that I can receive my Money back with a full refund, Possibly PUNITIVE damages for trying to set me up with a loan in which I had multiple business contracts with other businesses that were pending on that business expansion loan to come through. I had an apartment storefront in Fulton MO, waiting to be purchased and a resort in Lake of the Ozarks that was taken off the market, because I was going to work on leasing it with the Loan, that I was being hope filled with overexerted lies and false promises about. I have recordings and countless emails on how she portrayed her faulty unethical business practices and if she has no justice done against her, she will remain in business (Over 17 years now) conning another sucker each day; not fulfilling a single business loan or service ever.
This event has hurt not only my business, but now my family and all I have asked her is for my money back, which I rightfully deserve. 
Please let me know if I have a case. I will be reporting to all business report sites and to anybody that is willing to listen about how dangerous Fraudulent Brokers can be. I know now, never to sign a contract or pay money down before getting a loan, but she did explain that I was not only eligible for the loan, but that I would have no problem getting a 250k Loan; she mentioned that all traditional conventional loans worked like this. At first it was a Private Lender Hard money loan, then it changed later in her convenience when she knew I had lower credit score and she could use that against me. 
I have called this company to try to talk to other people in the firm and there is no one higher that Debbie McNutt and I have tried to settle with her and she persists that I signed a non refundable contract and so I am not getting my money back or any money for damages caused.   I would like to sue for punitive damages and fraudulent business transactions. I want the amount of money she had stated that I was eligible for that she claims I could get. At one time she mentioned that I could possibly get the million dollar loan. I paid for multiple services to comply with her services such as: filing my taxes, paying for an accountant, fees for appraisals, hard copying, recording, paperwork, hotel fees, and this money could have been used for investing rather as a business expense loss. 
(After I confronted her on being a scam, she came back and said, 'don't worry, we can mediate your credit and we can then get you for some smaller loan around 10k; after I already had paid her 7500 dollars, this seemed beyond pointless)
Are you a broker or jack of all trades? I understand how to mediate my credit. I will not be doing any vengeful acts, but you have until April 1st. 


Trust me there is such things as fraudulent business transaction and breech of contract after notable changes were in awareness and brought to attention. 

Now I am asking for a reasonable compromise, and  that cashier's  check was immediately cashed as soon as you got it, accordingly to my bank. So, I know you don t have that money, but there are holes in this contract as you will soon find out. 

And if I am not the only suckered who fell for your scam, than you should have money in your bank account from primeau funding. Since I mean your business makes over 600k a year.

This shouldn't matter to you, it was my money and nothing has happened in my favor, but jumping through many firey hoops; and playing house with a business loan and pretending we are getting closer and closer to obtaining a loan, which I was told with my information and business finances,That it would be easy. I have everything recorded. 

I would really advise you make an exception and write me a check back for 6500 dollars and send me back this with a cashier's check to my address on file. By April 1st, you can overnight it. 

If you refuse the very best, the best is often all you will get.


I was under the impression that getting a loan with my stature in business, that i would be eligible for 250k. And this would be simple after the evaluation process. For the loan type we were originally applying for, II was told my credit score wouldn't matter. Now, after all this i am not really needing a loan. I just want a refund, we didn't pursue the 250k, from the contract agreement for the lender. things have changed. I don't have time anymore to continue your services, though I appreciate your gesture. I don't have any more time to spare. 

Please do via mail back to my address. 

I am no longer interested in obtaining a loan. 

We didn't get a loan. So I was in no way ever eligible as a candidate for a loan. I contacted On deck and no record of my name or business has ever been initiated. Regardless you are correct my last three bank statements are not enough to even take 10k out. So this is where I stand, I can't even take 10k out and I already paid you 7500$  .

How does this not make sense to you that I am taking a huge loss, by your services, I could keep doing this for another 6 months and still have no luck at all. 

This shouldn't be difficult to understand. 
OWNER CEO: PlottPalmTrees.Com
Harvard Researcher
~Eric Geoffrey Plott 
I had two representative named Iona and Marshall German who are recruiters from LCC legacy commercial capital  and they also consult. These individual told me I could get private funding and hard money with low credit scores and I was eligible for 250k as Coach Terrence, the owner of LCC also ensured i would be on board for them finding a perfect lender. They then scheduled an appointment with me and  DEBBIE MCNUTT FROM PRIMEAU FUNDING.COM.  By which I was already able to fill out a Executive summary, Loan Profile, Sources and Uses to see if I could actually make prequalification with MCNUTT lenders. Each conversation about my business project and how I wanted to use the money, all seemed very hopeful, as she later switches up into the conversation and says she is actually a traditional conventional loan broker. She only can work with a fixed interest rate for a set amount of years for 250k, however my credit score was never an issue. And she threw LCC under the bus per se, by claiming she isnt responsible for how they conduct their business and advertising to get you to her services. I have all emails, ads, and phone conversation recorded, as I am a 800 business myself and she called me and my phone automatically records with her consent. I believe each one of these individuals are tied together as elaborate schemers and con artists from supposed different states. Iona and marshall are a couple who claim this is a business opportunity and said do i want hard money fast, that has little to no interest rates, and no credit checks, and hidden fees or losses. I have this message I can provide all filed evidence against these people and many hours of estranged phone call conversation.  I have asked to talk to the owner of Prime funding and it seems the only person who works there, is Debbie Mcnutt and when i explained to the owner of LCC, Coach Terrence that Debbie had insulted them on their business practice, he gave me a cold shoulder and blew me off many times;
very unprofessionally, and stated that,'no, Debbie didn't throw us under the bus' and disrespectfully hung up the phone...Now, when she claimed that she had a possible lender on hand, she gave me 1 week to sign a contract that was a LOI (letter of interest) and I had to pay 7500 dollars for underwriting, possible appraisals, or any hard costs that may occur before or during closing and that this amount was non refundable until closing and we obtained the 250k. WE WOULD GET THIS AMOUNT BACK (7500$) AND I HAVE AUDIO RECORDING OF THIS EVIDENCE AND THE SIGNED CONTRACT WHICH I FOLLOWED THROUGH WITH, UNDER A GUISE OF TRICKERY, MISLEADING FRAUDULENT MADE BUSINESS TRANSACTIONS, WHICH CAUSED A GREAT DEAL OF PUNITIVE DAMAGES. Debbie Mcnutt rushed me into a decision, hastefully, knowing I am a first-time loan borrower to go along with all her guidance as a "trusted financial broker" and even stated she would take time to define the terminologies in this business to build my trust as a naive borrower and client under her services and direction , which now nearly 4 month later, we find to be an entire SCAM OPERATION. I AM NOT THE ONLY VICTIM EITHER, LOOK UP ONLINE DEBBIE MCNUTT PRIMEAU FUNDING GRAPEVINE TO LEARN MORE.
 I have requested a receipt over 3 times for that check and never have gotten one, but I have multiple copies of the check written to her and her business name. I have requested a full refund and she now appeases me, by stating I am not reading her messages clearly and I am at fault. 

boundless - I've written numerous times about up-front fees - especially from brokers. Ask for an address or some type of reference. if they balk, then walk. Escrow attorney they've used more than once to vouch? Based on their website it looks obvious they're a broker entity getting paid for not arranging finance. Come on. 
by Honest Broker November 23, 2010 8:50 AM

@honest broker. 
Yep. I told this rude lady to take a walk. Everyone is stupid but her, according to her condescending attitude. I just wanted to see what others had to say. She's collecting $5,000-$7,500 for an LOI after she gets a Executive Summary. Yeah right. Like an executive summary qualifies one for a loan. 
People who can't close comm loans scam for fees. 
yep she has no sources. Can't even give me ball aprk rates. 

by boundlessloans November 23, 2010 7:27 PM



Your reviews are right on folks. We personally spoke with Debbie McNutt and recieved the same treatment as 'Honest Broker' above. She will not provide any written protocol for us to review; will not provide refrences and then has the temerity to explain, "we need to be compensated for the time and hard cost we spend on each transaction" but refuses to provide ANY documented proof of her "time" and "hard" costs! Sound like a scam to you? We have WRITTEN, documented proof of this conversation. Primeau is a brokerage firm at best, and does not personally finance ANY deals from what we can find. In addition, we offered to place the capital in a third party escrow account to be drawn upon 'appropriate documentation showing use of funds', to which her reply was "I think it would be best if you sought funding for your project elsewhere". In regards to this company, unless you have $10,000.00 burning a hole in your wallet, it's probably best for EVERYONE to seek funding elsewhere. 
by Oil and Gas Company September 6, 2013 5:42 PM

We used Primeau Funding once and dealt with Debbie McNutt wich I assume is the same person who responded in the thread as debbie11. We sent them the fee requested but the loan never went through. We lost our money and excuses were given by debbie that didnt make sense. Since then we have only been working with Visconti Industries. They provided us with documentation to do due diligence on them and they are registered. What I would suggest is doing due diligence on the supposed "funding" corp before paying any fees. We learned our lesson a while back with Primeau and now for over a year we check whoever we work with before believing a word they say. 
by MoeMonney February 1, 2012 10:33 AM

Loan scenario: NH, $13,000,000, 700, 65% LTV, Construction, full, NOO

State: NH

Amount: 13,000,000

Property type: COM

Documentation: full

FICO: 700

LTV: 65%

Occupancy: NOO

Loan purpose: Construction

Trying to find info on Primeau Funding they will not provide any references and that is a huge red flag for me and my client, has anyone have a verifiable loan closed with them? They are asking for $7500.00 upfront with no commitment letter only a LOI..... 
by Toughloansolutions April 24, 2013 8:19 AM


by manicmortgage June 4, 2008 12:00 AM

Here´s the website for the Az Dept of Financial Institutions:

Click Here

Primo isn´t listed as either a banker or broker.

by magician June 4, 2008 12:00 AM

Primeau Funding deals mainly in the private sector, therefore not regulated by state banking. 
by debbie11 August 5, 2008 12:00 AM

Her Information claims the following from her LinkedIN account:

Debbie McNutt: Primeau Funding


With over 17-years’ experience in the private sector, I have worked with numerous clients along with secured capital for their projects to include land development, energy and wind.




Legacy Commercial Capital

Founder/CEO at Legacy Commercial Capital

Miami/Fort Lauderdale Area
Venture Capital & Private Equity
  1. Legacy Commercial Capital
  1. Company Website
  • Founder/CEO

    Legacy Commercial Capital
     – Present (1 year 4 months)Miami/Fort Lauderdale Area

    Terence “Coach” Smith is the Founder and CEO of Legacy Commercial Capital which was launched in January 2015 He sat as CEO of Kingdom Builders Financial Group from 2005-2014. He has over 20 years of experience in the real estate lending industry as well as helping other business owners and real estate professionals with personal coaching, leadership training, and personal development. He is a family man, business man, and motivational speaker. Coach Smith not only has a passion for building business, but also for building people. The vision that God gave Coach Smith for business has changed people’s lives all across the nation and is doing the same for his new found company Legacy Commercial Capital. Not only is Coach Smith committed to the well-being of the company, but he is committed to the well-being of the people, making Legacy Commercial Capital not just a company, but a company that will leave a legacy. 


We only work with the most reputable private investors and investment groups in the country who offer very creative short-term and long-term financing secured by commercial real estate and non-recourse stock loans. With our experience and knowledge, we have the capacity to orchestrate and facilitate creative solutions for even the most difficult transaction. Minimum $250K up to $500M. We take pride in being recognized as one of the fastest in the industry.






Hello Debbie,
Just touching base and I wanted to mention something that could help you and Primeau Funding, if interested.

I noticed you have been in business successful for many years now and reviews are very important to building customer report.

I have a company who is interested in hiring me in Review management department online. They are called Trust Pilot.

You can actually see my 12 reviews here on this link:

We are growing still and actually have over 600 live testimonials compiled on our website.

What is neat about Trust Pilot though, is real customers are regulated through their actual on sales activity receipt. Meaning there must be evidence to a sale for individuals to post about you or your business.

I have dealt directly with people and companies who are real deal scam artist, frauds, and liars. Unfortunately , I have had to report these businesses to Better Business Bureau and other hoax exposing sites. This is of course to protect other potential customers from being ripped off or conned into purchasing products or services that don't exist.

With all this said, if you feel you and your amazing development could benefit from a tool such as this , to not only have secure customers, but also protect your outstanding ethical business reputation.

I noticed when searching your name and business there were some naysayers who ran into problems, where they paid for Primeau funding and claim your services were never provided from the contract. Lost money.

See, with you would have prevented from frauds making statements that deflamate your business or character. I think this tool could greatly benefit you. Some people go out on a limb to bash other people when competition is involved.

I know you didn't purchase our, produce but I wanted ask you if you could please evaluate the Care and Essential miracle package that I sent you with our top products. If you could please give us a 10 star review it would be greatly appreciated. If you feel I don't deserve that please let me know how I could perfect your experience.

The review link is here:

I promise you that for your hard work and effort, Debbie,I will make sure that my huge developed network discovers and knows all about Debbie McNutt and her incredible Primeau Funding. I will write you the best review and place it everywhere on the web for people to see and admire, because you are the real deal and you helped me and my business expand. With no excuses or false promises, that Debbie McNutt really is professionally trained and will follow through with every amazing offer that Primeau Funding provides.

This company and Debbie will give you consultation and walk you through exactly what documentation and executive summaries that you will need in order to be eligible for prequalified cation stages of your private or traditional conventional loans. She will get you long term fixed interest rates that are affordable to pay back for whatever project you are needing it for. She will find the right lender just for you and if she ask for any type of money for underwriting or services, just be rest assured that she really will follow up with her end of the deal to represent you and your company's best interest and present your loan profile, sources and uses, and executive summary the best she knows how. Her excellence and tenacity to give you spot on information from her 17 plus years of knowledge and experience in business is tremendous and we want the world to know of her efforts and abilities to carry out helping other businesses grow. If there be a better woman in this industry it would surely have to be her twin, and I want everyone in the online world to know and trust Mrs. Debbie McNutt from Scottsdale, Arizona.

Know that anyone deflamating this business are certainly tied into competition directly with another brokerage. It has been just about three months now and I am feeling hopeful that I am a perfect candidate for this 250k loan that I am applying for, because I do meet up with all the credentials that lenders and brokers are looking for.
So, I should be letting everyone in my network know the progress of this exciting venture. I hold Mrs. McNutt to a very high level of degree in excellence, everything is looking swell today.

Millions will know that she is the best there is, was, and ever will be!

Kindest regards,
Eric Geoffrey Von Leonard Plott

Harvard researcher
Plant based nutritionist Cornell University

Shalom Debbie
Please consider. Court is looking good and business loan is looking favorable or promising too. What lenders are possibly going to be working with us, will I get that sort of information enclosed ? If one of the lenders declines can you still represent me to another? From our conversations it does look like we should be getting it. I have told many people how smart and hardworking you are. Thinking about putting a huge online video production about your operation and getting it to go viral to help you bring in more business. Out of love and true care and concern.

"Do the right thing and the rest will follow "

Sent from

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